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Stock Market Utilities

1-Click Quotes/StockWatch Stock Market Utility is a pair of utilities to help you keep an eye on the market. You can enter up to twenty symbols in 1-Click Quotes, look up any quote you need, and click to get the close, change, percentage, volume, and quote time. Highlight any stock symbol to retrieve news, quarterly reports, and a chart from Yahoo.com. StockWatch has tabs for three stocks where you can enter a symbol, investment data, and a price movement, so the system can calculate gain or loss at different levels. A Sell At section lets you enter a proposed level and calculates the profit or loss. However, the system does not interact with any online information or provide any alerts, and the help section is somewhat lax in explaining its purpose. While 1-Click Quotes is easy to use and helpful, StockWatch's purpose, beyond modeling sells, is unclear.

AcQuest Depreciation Module organizes and reports the depreciation of your business assets. This database application makes it easy to apply most depreciation methods, including MACRS, 150% MACRS, MACRS straight-line, ACRS, ordinary straight line, declining-balance (200%, 150%, and 125%), and amortization. Data entry is easy, with fill-the-blanks ease and lots of picklists to set your choice of depreciation parameters. You'll get preformatted reports of your depreciation status and printout of IRS Form 4562. There's sample data to illustrate the features, but this beta software doesn't have a manual or help file.

Business Vital Signs is a spreadsheet application to check your profits, taxes, cashflow, and other vital business financial stats. The program comes with sample data to illustrate the features, although you may be confused at the outset when the readme refers to installation and launch files that don't correspond to what you unzip. Even there is online help, it is concerned with menu commands rather than program application. Working through the sheets, you will have a tough time seeing cells that require data and you will encounter a number of ERR messages in critical cells. Because the relationships and formulae aren't described in the help, the single worksheet format of early Lotus doesn't help you to understand what is going on. Experienced Lotus 1-2-3 users may be comfortable, but spreadsheet newcomers will have troubles.

Calc-Add is a replacement for the Windows accessory calculator. It isn't pretty, but it might offer some functionality not found in the default math module. This no-frills utility offers data input in adding machine or calculator modes with floating decimal and a tape of your calculations. A memory function lets you hold a number, add to it, and apply it quickly to your calculations. You can set the program to run "always on top" or in a "micro-window" minimode to keep it available at your fingertips without covering your main work applications. There's a help file to explain its features.

Cal-Fed CE is a continuing education course for California tax preparers and interviewers. Browse through brief updates for the California and Federal tax codes. Use the date provided to prepare a return as a test, and submit it to the author, who offers a certificate and continuing hours for those passing the test.

ComboCalc puts processor speed in your hands to calculate variances. It allows you to search up to 500 entries and 40 combinations to that end. Specify the value range, the number of entries, and the number of combinations to retrieve your results with lightning speed. Ample documentation is available.

A commodity trading reference manual in Windows Help format. Includes definitions, examples and references. A host of trading terms defined. Deals with hedging, market orders, options, spreads, trading terms and techniques. References, where possible, include address, telephone, FAX, EMail and Web address. The section on charting includes Bar, Candlestick and Point and Figure charting.

Currency Pro converts cash among 228 different currencies around the world. The alphabetically tabbed program gives quick access to each of the many currencies available. Key an amount into the main entry window and make your choice, and then browse through each alphabetical list as well as a major tab, since each currency is automatically updated. The password-protected system lets you access exchange rates so you can update them, and you can save the rates to a file so you can review them for accuracy. Manual updates are necessary to keep rates current. Although you can save a long list of all rates, you cannot save selected conversions. CurrencyPro, with its comprehensive list of currency conversions, could be helpful for a variety of purposes.

Digital Trader is a stock ticker that retrieves the latest quotes for the stocks in your portfolio. Launch DT and it finds your internet connection and browser, then retrieves the necessary components to contact Web-based quote servers. The small ticker interface is attractive, but the install may confuse you at first by launching your browser (even if it is already running), then possibly leaving the browser stalled. A license agreement displays, but its text is too small to read. Overall this cute utility leaves the impression of an unfinished work, but it does get the quotes.

Dpc8DLux tracks your assets and generates depreciation schedules for tax and book purposes. Its reports show your annual depreciation expense year by year. For tax purposes, most tangible depreciable property placed in service after 1986 must be depreciated under MACRS. Dpc8DLux gives you the option of using the MACRS half-year or mid-quarter convention for property being depreciated over 3, 5, 7, 10, 15, or 20 years. Schedules for 27.5 and 39 years use the IRS-defined MACRS mid-month convention. For book purposes, Dpc8DLux generates schedules of any duration with either straight line, double declining balance, or the sum of the years digits method. If you need to depreciate your business assets and want to know the numbers, this easy-to-use program can do the job.

Easy Street is an ideal tool for stock-market investors who retrieve market information from CompuServe. It can manage stock and mutual fund data for any number of portfolios. You enter your portfolio's transaction, quote, and other information into a spreadsheet form that Easy Street will automatically update in one log-on. Then you can view or print profit-and-loss reports and graphs. Data updates can be set to occur automatically. Also included is a loan-and-savings calculator. This is a minor update, which adds a Quotes History Report.

Euro Magic takes the drudgery out of currency conversions. Select the currency to be converted from the drop-down picklist of 12 Euro fixed and six Euro variable currencies. Then enter the amount to be converted. The program instantly displays the equivalent in virtually all European currencies and U.S. dollars. Among the supported currencies are British pounds, Belgian and Austrian Shillings, French and Swiss Francs, Greek Drachma, Spanish Peseta, Portugese Escudo, German Marks, and several more. A custom feature lets you set variable-rate currencies as they change in relation to the Euro. This free program is handy for anyone who deals in multiple forms of European money.

The easy and fast monetary converter, not only for Euro currencies. It converts, at the same time, 18 different currencies simply clicking on the desired flag. The currencies out of Euro, are totally customizable by user. There is a simple use of the clipboard.

EUROPRICE Version 2.0 EuroPrice is a powerful tool to help you easily convert your documents between various currencies. EuroPrice was developped with respect to the special requirements of the changeover to the common European currency.

EZStock Plus lets the computer-based investor create portfolios of investments in virtually any world market, then automatically retrieve real-time quotes and historical data. If historical data isn't precompiled online, EZStock will build the data for you in a short period of time. The Outlook-style dual-pane window lets you organize your investments in hierarchical order on the left while viewing the latest pricing info or Web pages on the right. The program will auto-retrieve the latest market numbers and advise you when preset alert conditions are met. The interface is bright and easy to interpret, so you won't need much help getting started. It provides one-click access to each company's Quote, Web Site, Profile, Charts, News, Reports, Message Board, Technical Indicators, and Forecast through a built-in browser. It graphs and charts technical indicators, including RSI, MACD, K%D, MTM, OBV, MTM, CCI, NVI, PVI, DMI and ADX for each stock and mutual fund. A Notifier feature automatically emails you market changes. Online trading is supported.

Financial Manager for Windows performs financial evaluations and manages cash flow so your company can meet its financial obligations. This excellent program can examine your company's operating performance and determine corporate liquidity and value. It is driven by an easy-to-use menu system and produces superb detailed reports for viewing or printing. Also included are an appointment calendar, calculator, notepad, and glossary of financial terms.

Financial Wonder for Small Business 3.0, The Accountant's Spreadsheet. (all files) Reviewed by Price Waterhouse in PC Mag. Standalone DOS spreadsheet for corporate budgeting, reporting and consolidations. Creates 36 sets of self-balancing monthly financial statements. Pre-defined financial accounts, virtual memory, 120 pre-programmed formulas, Lotus import/export, seasonality, FASB 95, ratios, detld. consol, OSAS support.

Fixed Asset Pro 2000 Version 1.0 Fixed Asset Management Program Min. Req. Pentium with 32MB RAM

Use Fuzzy Candlesticks to determine market turning points using fuzzy logic, a trading technique pioneered by the Japanese. Produce up to 20 variations of bullish and bearish graphs based on the supplied data. Each graph style is documented with the scenarios and psychology behind the pattern. This program is for experienced traders with mathematical backgrounds. This program holds canned financial data for evaluation purposes; the complete product runs with Reuters TS1 financial data.

HotStock is a Stock graph/charting pro gram for the Investor and Trader. HotStock is free and the data feed through Comsec is also free. HotStock aids to buy low and sell high. Learn how to trade with the Trading Collage

inTer v9.02.09 - inTer is a 32-bit financial calculator. It includes all mathematical and financial functions. Its RPN function lets you compute the interest rate of any cash transaction. You can calculate the real interest rate of loans, investments, saving accounts, leasing, and more.

Invest will maintain your portfolio of stocks, options, and mutual funds. Enter your accounts, investments, and transactions manually, or import data from Quicken or MS Money. A click on the no-frills toolbar will update your portfolio value, but you won't see any indication of what occurred until you return to the program's tables from the download display. Entry of investments is aided by a link to Yahoo's symbol lookup page, but you'll need to call up the Windows calculator to enter transaction values -- the program doesn't do the extension math or add commissions. There's a Web link to investment news and basic performance charting, but no analysis tools. A capital gains calculator is built into the program, along with a link to download the author's income tax form preparation add-on package.

INVESTCHECK 1.0 - Investment Analysis. Analyzes investments and produces annual Cash flow statements, reports present values, changes in purchasing power and wealth created. Calculates bond price and duration, Tbill yield, equivalent yield and price, loan repayment and amortization tables.

Investment Calculator for Windows v1.2 Calculates compound interest.

Investment Calculator (Depreciation Calculations) can compute depreciation using eight different methods. The basic interface lets you choose from straight-line, straight-line with two rates, accelerated cost recovery, sinking fund (asset book value), sinking fund (depreciation charges), fixed percentage (declining balance), constant unit use, and sum of the digits methods. Each module offers data-entry boxes and quickly delivers a spreadsheet-style result in the adjacent window; only one method can be displayed at a time. In addition, context-sensitive help makes specific instructions, and an example is available to help you use the system. This program could be useful, though its practical use is hampered by the fact that results can only be printed, not copied or exported to the logical spreadsheet or other location.

Investment Helper and Auto Downloader are combined to help you download historical quotes from online data services. Use the tabbed interface with tree-style views of custom groups of stocks and mutual funds, and right-click to view data. The system can import stock symbol lists; stores data in Microsoft Access format; and can export in a variety of user-defined formats, such as for Windows On Wall Street. Other features include password protection; trading activity register and reports; scheduled downloads of data; and a stock day watch that shows the time, price, and volume changes, current price and volume, and other data. We were unable to add our own stock or fund choices; the limitations of this trial version are not documented. An extensive help file with a "how to" section helps you to get a handle on the system, which can be a bit intimidating.

Investment Helper Lite is a system for downloading 30-day stock quotes and daily mutual fund quotes from the Internet. The compact, tabbed interface lets you schedule a time and the days of the week when you want to automatically download data. You can manually add and import stock and fund symbols, and then import the lists. You can also export data as individual text for use with third-party analysis software; this version is compatible with Windows on Wall Street. Documentation is good and the system is easy to use. A regular version, which is more versatile and contains a wider range of options, is also available.

Investment Station organizes all the links you can imagine into a single, dedicated browser interface. Building on Internet Explorer, Investment Station gives you a pair of easy-to-navigate directory windows; one for quotes, analysis, news and stats, and a second tabbed window for Web research and organization of your portfolios. Simply enter a stock symbol in the quotes window and then link to the latest market news, profit/loss statements, charts of performance of short and long term, and recommendations from the experts. You're not locked into a single analyst or site with Investment Station so you'll be getting a bigger picture of stock status. This free software is supported by a novel refueling concept in which you gain points as you use the program for visiting sites, sending email or using advertised services. The downside is that overlapping windows which can't be relocated occasionally block scrolling controls and prevent access to toolbars. The ease of access to information makes that a small price to pay.

InvestmentSpy (Ispy) grabs critical investment info off the Internet in real time, to help you make important financial decisions. Whether you're a novice learning about investments or an experienced day-trader seeking the latest-breaking news on a critical issue, you'll find the info at your fingertips with Ispy. The logical, multipaned, tabbed-dialog interface is easy to learn, and along with the QuickStart and sample portfolio info you'll be up and running in a hurry. Build multiple portfolios to track all your investments. Click on a symbol to get news, history, and current performance. Links get you SEC filings, tips from experts, the latest market averages, and calculated what-if summaries of your positions based on holdings, buys, or sells. Other features include alarms, broker links, and message boards, plus extra goodies such as the Spy Buzz (which offers tips on hot issues) and the current top 10 for percentage or dollar movement on the Dow, NASDAQ, or S&P 500.

Invest'nOrganize is a personal finance system built using the FileMaker 2 runtime engine. It's designed to maintain your investments and report on their performance. However, this non-intuitive system is a challenge to understand and operate, and minimal help is provided. Reports and sample data are included, but those familiar with FileMaker 2's structure might be the only users able to work with the program. This trial version was created to let you become familiar with the product, but the author states that certain scripts will not function because the updating of fields is restricted.

Investrak can manage an investor's portfolio and can accommodate futures and options. The colorful interface uses a stock certificate background that frames the tabbed information window. Unfortunately, the system's window is not resizable, and tedious horizontal scrolling is needed to view all the information associated with an entry. A small, scrollable browser window is also a part of the main window. Features include a portfolio manager, transaction manager, stock updates from Internet sources, a ticker tape with choices of dozens of indices, and securities charts. A strong help file outlines and works through each program feature, and a brief overview of stocks is included. Investrak is not especially intuitive in some areas and will require consultation with the help file for a better understanding of its ins and outs. Some features are apparently not implemented in this beta release.

iStockMaster is an easy-to-use Internet download portal for your latest investment data. Simply enter the stock symbols and the program will quickly retrieve the latest number and present an easy-to-understand data form with highs, low, capitalization, yields, equity position, and recommendation summary. A graphing window shows performance over time as well as volume and trend data. The no-frills interface lets you navigate the info with just four major buttons: exchanges, companies, portfolios, and investments. You can add an exchange if you use other than NASDAQ, NYSE, or AMEX; check performance over any interval you prefer; add a sale or purchase to your portfolio and quickly create a company report with clear graphs of the data. Help is just a click away through your browser, with clear hyperlinked chapters to explain the operation. Note: This free software contains advertising technology that will occasionally use your Internet connection to receive and display ads.

MONEY MATH for Windows v4.0 [ASP] - Does financial calculations for a variety of problems including Annuities, Bonds, Cash Flow, and Amortization Schedules. Handle more complex problems with Worksheets to find savings in refinancing or prepaying mortgages. Also, a Worksheet for retirement planning. Uses 19 dialog boxes for over 60 different types of financial calculations. Has extensive Help and 18 detailed examples.

MoneyTime v6.1 for 32-bit Windows Versatile financial calculator for loans, investments and amortization schedules. Can solve for present value, future value, payment/deposit, periods and interest rate. Simply enter the known values and click the unknown for the solution. Also features a date calculator. Includes a user guide with several examples.

Net Operating Loss (NOL-C) is a DOS program to compile filing information if you intend to claim a business loss for taxes. The "calc" worksheet assists in calculating any net operating loss you may have. The "carry" worksheet helps calculate the amount of your net operating loss that is deductible for a particular year, whether it is a carryback or carryover. And the "record" worksheet allows you to record your NOL and assists in the calculations. There is an eight-page text file to explain the criteria for claiming an NOL, and there is a basic DOS calculator to perform your arithmetic.

NeuroStock uses neural net algorithms to provide buy/sell/hold recommendations for stocks. You enter stock trading data by downloading historical numbers from the built in internet link then allow NeuroStock to 'train' itself regarding stock trends, tendencies, patterns, and performance. Based on the training data and without consideration of aberrations such as mergers, offerings, or product announcements, the program will advise you to buy or sell. NeuroStock 6 makes use of six neurons for developing predictions. More neurons will generate greater accuracy and are available through a variety of registration options.

Net Present Value (NPV) of Discounted Cash Flows is a free financial calculator that quickly and easily determines the present value of an investment or income property. Enter the cash flow provided by the investment over periods up to ten years, then see the NPV at five adjustable discount rates. For general estimates of the value of an income-producing asset, this software could do the job. For detailed financial reporting, you may want more information about the assumptions used to calculate these values.

Option Guru is a futures and options tool for professional and beginning investors alike. List your stock, bond or issue with price, volatility and fees. Then note one- or two-option alternatives with calls, puts, buy/sell orders and caps. Option Guru's powerful graphing functions let you make purchasing decisions by clearly showing you what a potential trade or position will be worth as the underlying price fluctuates over time. Slider bars let you vary volatility and view the impact on price ranges. Option Guru includes Trade Tracker, which allows you to track the profit/loss of your trades and to graph your open positions. There is no summary of portfolio values: each issue is a separate file. The range of several data entries is restricted until you register. Option Guru has detailed online help, but no sample data files.

Option Insight is beta software that promises to make options trading understandable for the neophyte -- but it doesn't follow through on the promise. With no help, tutorial, manual, or quick start data, you'll have to experiment with the minimal control interface to figure out what is supposed to be happening. Confusion between the program itself and the linked adware preference survey makes the beginner even more confused. A detailed readme describes the version history and implies that a subscription-based service may be involved in the future and encourages a charter registration, but you'll find no info about registering in the interface. What the program will do, however, is retrieve options data for any ticker symbol you enter. The info is displayed on a put and call form with bid and ask prices, intrinisic values, break-even points on the options contracts and contract dates. You can sort any column in ascending or descending order. Unless you're already a knowledgeable options trader, you'd be well advised to wait for a later version of this.

OptionBook is an MS Excel template that helps you easily value any stock, index, futures or cash option, and then lets you watch its price change under any market circumstances that you can imagine. One of the secrets to successful options trading is an understanding of implied volatility. OptionBook lets you make this calculation with just a click. The template calculates market sensitivities (gamma, theta, vega and rho) in a flash. These numbers show how fast option prices change, and are valuable tools in tracking risk. Choose the underlying market from a picklist, then enter your scenario data, volatility, expiration, interest, and dividends to see call and put values. Or, calculate in the other direction by entering call or put. The layout is easy to understand and there is context-sensitive pop-up help on every input field. Remember, though, that your results are only going to be as good as your input data.

OptionPeer is a program for individual investors to learn about stock and index Options. A demo guide, as a second window, is provided to walk you through the operations of the program, many of which are limited. However, while some of the information does help you understand OptionPeer, it does not explain concepts. The help file does define terms, but the system, at least from this minimal sampling, is for those familiar with the stock market. This version only includes the Introduction and Appendices, and while the system is very competent, it is difficult to judge the balance of the program made available following registration.

Options Laboratory helps you calculate various stock and index options. Track everything from individual options to complex positions, as well as hedging and risk management, including broker fees in your calculations. You can accurately analyze options on stocks and indexes as long as you provide a realistic volatility estimate. This program is easy to use and can provide useful information for playing the market. The evaluation version of Options Laboratory restricts the allowable stock price and volatility values. The registered version comes with both a manual and textbook.

Windows printing financial calculator and adding machine. Easy to use via keyboard or with the mouse. User configurable display; print and save tally roll; full financial functions and user definable macros for repetitive tasks. Small display mode to allow use on screen with other applications showing. From Jupiter Software (ASP).

Personal QuoteSpy (PQS) is an Excel application that will track your investments. Enter your stock symbols and fill the worksheet blanks to begin tracking. Then set the timer or click on the toolbar icon. The program will check with any of several free quote servers to get the latest numbers, color-code the data to highlight important trends, and display the latest charts. Links with dates put you in touch with news on hot issues. Graphs are available for analysis with common performance indicators, and sample data lets you explore the information before you enter your own stocks. The help manual explains the operations and setup to help you get the most out of PQS. Be sure to register to with Yahoo.com and freerealtime.com before launching PQS. Then take advantage of the wealth of information available online to make you wealthy.

Personal Stock Monitor SE (PSM) is the ad-supported version of a system that retrieves stock quotes for multiple portfolios from a variety of delayed Internet quote servers covering 15 markets. It offers a strong feature set to manage your portfolio, even without the advanced features of the retail versions. Simply enter stock symbols, and PSM automatically calls on any of a dozen quote servers to get prices at any interval you specify. Your investments can be organized in an Explorer-style hierarchical folder system, with easy drag-and-drop for management. Tight integration with Internet information lets you organize sources of financial info beyond quote fetching, using bookmarks or favorites as you would with your browser. An optional stock ticker can display stock prices, and a nicely organized toolbar eases use. Other features include dial-up and proxy settings, news retrieval, extensive charting, symbol lookup, and import/export with Quicken, MSMoney, Metastock, and others. A network check wizard detects your Internet connection, lets you set your browser, and verifies links to critical sites; then detailed, well-organized help and an introductory tutorial provide the details. You can purchase

Projecta is a project expense database with up to 12 cost categories and 99 cost accounts per categories. The database lets you tabulate budgeted amounts, variances, totals, contracts, and several other critical numbers. The pushbutton interface makes it easy to jump from table to table where drop-down picklists make it easy to enter data. Although the program continually updates summaries of the columns, you won't find online help or an easy way to generate reports highlighting important areas. You may find that a good spreadsheet program will give you more capability.

QuikGraf instantly creates any of 11 graph types, including 2D, 3D, bar, pie, bubble, and high-low. Easily enter data in a spreadsheet-type grid. Control all graphic elements by editing fonts, labels, legends, colors, borders, and patterns. Add or delete rows and columns with a mouse click. Save graphs as BMP or WMF files, or send them to the clipboard for export. This version introduces a radically streamlined interface that replaces menus by placing program features into dialog boxes you access by double-clicking on chart elements. This approach can complicate locating crucial program features, such as selection of chart type, but offers control of all graphic details.

QuoteGrabber uses your Internet connection to grab delayed quotes and charts from U.S., Canadian, French, German, and other market Web sources at intervals you specify. The main window's Market Watch section includes your personalized list of stocks, charts, and news items, and includes a search function for stock symbols. Separate portfolios can be created and saved in the registered version. QuoteGrabber suuports Alerts, which can be configured to send you an email message. The Java-based system will install its own runtime or can use support components installed with MS Internet Explorer 5.0. Some help topics are not yet complete in this version of QuoteGrabber, and certain components, such as news, did not operate as expected, but this product is presently in beta.

QuotesNow! goes beyond the usual quote-gathering functions to retrieve news, graphs, and other information to satisfy your investment-monitoring requirements. The intuitive, multiple-window interface lets you add symbols for information on your investments. It can also browse and can go to user-defined, subscription-only sites -- as well as free real-time and delayed-quote servers in differing formats. Features include stock alerts, automatic updating, stock symbol lookups, links to relevant sites, and a wide variety of options to help you customize program performance. QuotesNow! is a nicely written interface to the many investment-related resources available on the Web, and it's well documented. You'll also find sample programming code (so that you can create add-ins to the system) and an update feature that lets you keep your program current by connecting to the author's Website. If you wish to evaluate the pro version, which includes scripting and support for historical quotes stored in the AIQ data format, you must email the author to get a key. Pricing shown is subject to change.

QuotesStation is designed specifically for the financial investor. It is a portfolio manager, a browser and a financial portal for your desktop. It may change the way you surf the web and help you navigate the web more easily and productively.

QuoteTracker offers stock quotes from more than 75 free and subscription Internet sites, and can support multiple portfolios. This free system has a great deal to offer investors with its wide range of capabilities, friendly interface, and online updating. QuoteTracker has a good selection of options to customize the spreadsheet-style view, allowing you to modify column and font selections and to choose colors for the dual pricing and volume charts it provides. QuoteTracker includes a watch list, an optional stock ticker, audible alerts, and access to fifteen Web-based reports. Illustrated documentation describes the system's capabilities and how to use them. An option to update the software and stock formats from the author's site is included.

This program upgrades earlier editions of QuoTracker to version 2.0.1. QuoTracker (available in our library) is a tool that helps you to monitor and track your investments in the North American market. It collects and connects information (chart, quote, news, profile, etc.) from different free Internet services, puts everything onto an easy-to-glance Explorer-like interface, and lets you access this info quickly.

Quoter is a simple web browser that only works with a specific list of web sites. By working in this manner, your "normal" web browsing is never affected. Quoter, will wake up as frequently as you require and retrieve quotes. It will then cycle this list through a small window that you can place anywhere on the screen. Top

SSChart v1.30 Candlestick Charting Software displays candlestick charts of historic stock price/volume data automatically downloaded from free Internet sources. Numerous studies and configuration options.

STABLE TECHNICAL GRAPHS v2.30 - Financial technical analysis for Microsoft Windows and NT. Excellent user interface. Features interactive chart drawing, Point & Figure, 20+ indicators, DDE, scalable charts, printing, multi-data charts, selectable graph styles and fonts, unique "slider", and more! Reads TC2000, Tech Tools, CSI, MetaStock, and ASCII files.

Stock Calculator is a basic calculator that can compute stock purchase and sale factors. When you're buying, it can interactively multiply the share price by the number of shares to determine the cash outlay, or solve for any missing operand. When you're thinking of selling, Stock Calculator can compute a profit amount, or determine a selling price target based on the profit amount you enter. Finally, you can enter a flat rate or percentage commission and factor that into the calculation. Stock Calculator can accept decimals or fractions, so you can avoid converting the common fractions used in the market, but it cannot print or save data. The program is not complex, but it is designed to perform the most important calculations needed in stock trades.

Stock Growth RateCalculator is a helpful tool for computing the effective interest rates of your investments. A clear tabbed interface makes access easy, and a good help file and sample data are included to assist you in learning the system and the usefulness of its bottom-line output. Simply enter the amount invested, the current balance, and date of investment to receive an interest rate, so you can compare it to other investments and evaluate the return. Rates between dates can also be determined, along with projected balances based on your rate guesses, with compounding effects. Comments can be added, to put investments and results in perspective. Reports can be generated in HTML format, ready to view, save, and print.

Stock Helper is a very simple utility for determining a point at which you wish to sell stock. Simply decide whether you want to buy or sell the stock, and then enter the stock symbol, number of shares, cost per share, and the commission required for the purchase or sale. The program (after a brief pause to encourage you to register) computes and displays the price point for breaking even or gains of 5-25% in 5% steps. No printing, saving, or other basic features are available. Stock Helper isn't a bad tool, although it can easily be replicated in any spreadsheet program. This trial version calculates only the first of the five available stocks, in order to motivate registration.

Fast, powerful, and easy to use predicting tool for online investors. Quotes, news, charts, forecasts. Table and graphics form of data presentation. Multiply portfolios, easy auto-tracking and management. Alerts system. Context-sensitive help system.

Stock Partner is a slick specialized calculator that any Wall Street follower should find useful. Simply enter the standard information about any of your potential stock trades, and the program evaluates the potential profitability. Slider bars on major values let you easily vary data to study any changing conditions. To put you in the right mood, Stock Partner can even simulate the flow of a stock ticker. Several printed reports are available, including IRS 1040 Schedules B and D. This evaluation version is fully functional except that the stock prices are limited to $10. This version is a minor update.

StockQuest Stock Value Analyser is a tool to model and analyze investments. Enter a stock's annual earnings, dividend, estimated annual growth rate, years of sustainable growth, and your target yield, to calculate the theoretical stock value. A tool converts P/E ratio to annual earnings and dividend yields to dividend payments. This program is basically a single problem calculator. There is no provision for saving calculations or estimates. You can gain some insights into stock valuations and the relationship of dividends, yields and growth to actual pricing, but I wouldn't make major investments based upon the predictions.

Stock Spread Calculator 32 can help you to make buy/sell decisions by displaying net profits in a spreadsheet-style view. Enter buy/sell data, including share price, number of shares, and commission in dollars or percentage. The system computes and shows you profits using your data, alongside buy/sell variations based on an increment you enter. It will preview and print the data but unfortunately won't let you save or copy it. A Stock Fraction Calculator is also included, with radio buttons for fraction choices that let you use the output as the buy/sell price in the calculator. This interactive calculator is easy to use and provides useful alternative scenarios for your buy/sell decisions.

Stock Updater is an easy to use program that can downloads historical stock data from Yahoo and WallStreetCity on the Internet. The intuitive program lets you enter stock symbols, specify one or all, and then retrieve the historical data you require for use with other programs, automatically at specific times if you wish. Settings let you choose a date range and get daily, weekly, or monthly figures. Options let you receive the data in seven formats from WallStreetCity, including Quicken, MetaStock, AIQ, SuperCharts, Invest 5, and .dif spreadsheet files; Yahoo inquiries only can deliver the .csv file format. You can import stock lists into Stock Updater, and maintain multiple lists. You can also contact BigCharts Website to view a selected stock. Other features include a built-in text file viewer and printer, a download progress indicator, and proxy server settings. You are allowed 15 runs of this trial version.

Stock1 is a small, easy-to-use utility that will fetch the latest quotes for any 20 stocks. Enter the symbol for the stocks you want to monitor, or get the symbol by clicking the link to a symbol search Website, then get the latest updates and charts every 20 minutes. You can retrieve IntraDay charts and 30-month historical charts with volume and hi/lo/close info for any stock in the picklist. A link to stock news helps you find the latest happenings. You can't summarize the data for a total portfolio view, but for the small investor in a limited number of issues this program offers a lot of convenience. There's a brief help file to get you started and one stock entry to exercise the program features.

StockAgent Pro queries Internet sources to track any number of portfolios and stocks, delivering everything from the latest price and volume to dividend information. You can open multiple portfolio windows, display valuation, and update data promptly or at any interval you select. The program's window can display any of 25 different bits of data about your stocks, and portfolio reports can be printed, copied, or saved as text or a neat HTML document. Several popular Web sites are available from StockAgent Pro, and you can add your own personal bookmarks as well as use menu items to query Web services for information, reports, newsgroups, and more about a specific stock. StockAgent Pro is an easy-to-use tool that can provide valuable information very conveniently.

StockPager retrieves quotes on up to ten symbols and forwards them to your alphanumeric pager. To use it, you add symbols to the dialog box, enter a valid pager ID, select the appropriate paging service, and indicate the interval at which you would like updates. There is also an option to receive reports only during market hours, as determined by Pacific Standard Time. The program is designed to work on a PC that has a direct Internet connection. It uses the Web -- through an unspecified service, where quotes are delayed by at least 15 minutes -- to obtain quotes and forward them to your pager. The supported pager services have Web-based notification systems that allow StockPager to send information via Web pages. StockPager supports PageNet Local (which appears to be local to San Jose), PageNet Nationwide, and MobileComm/MobileMedia pager systems (although the program has not been tested on MobilMedia). Note: The program does not validate symbols, so make sure they are entered correctly if you want accurate information.

StockPoll queries Yahoo to gather data on stock prices and displays recent, although not current, pricing, high, low, change, opening price, and volume. An active graphing feature displays the daily trends. StockPoll can also retrieve historical graphics covering various time periods but offers no printing capabilities. An alarm can be set for high and low limits. Minimally featured and allowing only one stock symbol in this trial version, StockPoll is overpriced and will satisfy only simple requirements.

Stocks & Fractions v1.03 <ASP> Unique built- in fraction calculator allows investor to calculate profits directly in fractions. Maintain portfolios of stocks & mutual funds. Internet aware. Download quotes directly into portfolios. Look up stock symbols on-line. Drag & drop features.

StockTick is a system for managing your investment portfolio, with access to free quote and information Internet servers. Its wealth of features and interface, complete with tree-style menus and a friendly toolbar, make it very accessible and easy to use. A step-by-step wizard helps you to set up an initial portfolio, including purchase dates and commissions. The system supports multiple investment portfolios and offers daily email messages of reports, including histories, quotes, and news. It can be reduced to display only the customizable ticker strip. Other features include history information with meaningful computations, access to news and graphs for selected securities, general market information, proxy support, price alerts, and more.

StockVue 2000 monitors your stock and mutual fund investments. With automatic or on-demand retrieval of quotes, news, and filings from Quote.com, it will keep you advised of critical investment opportunities. Using an attractive interface, you can import/export your data from word processors, spreadsheets, fax, pager, and Quicken files and even synch with your Palm or WinCE PDA. The integrated BusinessVue lets you get the news, announcements, and other information critical to smart investing. You set alarms for target pricing notices and can minimize the display to just a ticker tape. Updates can be scheduled with the fully configurable agent. This is "push" Internet technology applied to the financial world. The software is free, but your registration will result in some "targeted marketing."

StockWiz Search searches for financial information using your Internet connection and Microsoft Internet Explorer browser. Just enter a ticker symbol and choose the type of information you need, and the system will scan the many public sites that can provide investment information, including current and past status. You don't necessarily need to know the ticker symbol, and other financially oriented information is also accessible, such as foreign exchange rates. Because StockWiz Search scans for the information you need, you'll avoid working your way through many pages in multiple sites.

Stocky will fetch free real-time quotes from stock exchanges all over the world. It has a European focus but may suit your needs, particularly if you speak German. Choose Nasdaq, Frankfurt, Vienna, Zurich, Paris, London, Milan, Brussels, Amsterdam, Canada, AMEX, NYSE, Oslo, and Johannesburg from the configuration picklist. Enter your holdings and configure Stocky with the easy-to-use tabbed setup dialog. Then while you're online, Stocky will download the latest info and give you an audio message when issues move beyond preset values. The stock table display is easy to read and can be configured in a choice of colors. Many program controls are in German, as are links to Websites for financial news, history, and performance charting.

Trade Simulator lets you try your hand a commodity trading without the risk. Just select a commodity, choose contract dates, and view charts in different formats. The program simulates commodity market action. Trade, then view account history to evaluate your skill. Trade Simulator is well-written and fully documented. This is a minor update.

Trademan helps you to make better market decisions through application of an incredible array of performance indicators. Start by exploring the sample portfolio, then create as many portfolios as you need with your favorite issues to watch. The program will quickly retrieve the latest quotes and history files for whatever period you select. Then choose the indicators you want to apply. A three-click process on the performance plots lets you see prediction ranges using a full menu of respected analysis tools. It will help to have some market knowledge prior to exploring these analyses, but the well-written help file will get you over most rough spots.

TraderMetrics is a trading simulator for the spot currency exchange market. It could be a great training aid for aspiring traders. Choose from a list of currency pairs such as U.S. dollars to euros. Then buy, sell, bid, and interpret the continuous flow of data. The multipaned interface offers news, messages, performance data, transaction reports, and graphs of the performance of your selected currency. The action is realistic and your interface is similar to that used by professional traders with options for stop-loss alarms, buy/sell triggers, and other performance metrics. Still, the program could use a manual and a data-export capability.

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